Car Data Check / HPI CHECK | Check for Vehicle history: Comparison of the top Data Checking companies
    is the car you are about to buy, stolen?
    is the car you are about to buy, an insurance write off?
    is the car you are about to buy, oweing finance?
    is the car you are about to buy, the car they say it is?
    ...are you prepared to take that chance?
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WHAT ARE THE RISKS OF BUYING A USED CAR?
We have detailed below the main risks of buying used cars -

Outstanding finance
With more than 20% of customers buying their cars on finance nowadays, the chances that a used car that you are buying being under a finance agreement is much higher. If you purchase a car which is still subject to a finance agreement and the loan is either unpaid or a balance is still owing on the finance, you cannot be classed as the owner to it.  

Under the Sale Goods Act - 1979 you are not protected against such a purchase. Therefore when buying any used car, ask the seller to provide documentation showing proof that the car's finance agreement has been settled/paid off in full or ask for company that the finance is with and ask them to provide confirmation that there is no finance owing. If you are buying a car and the seller claims that there is no finance on the car, then it is worth doing a Car Data check to make sure that they are telling the truth...

To check the car you are about to buy, click here.
Written-off
Is the car you are about to buy, an insurance total loss? Look at the statistics: more than 450, 000 cars involved in an accident are classed as a total loss by insurance companies every year in the UK.  The car is a Total Loss only when the damage to the car was so extensive that it was not economical to be repaired.  However, some of these cars do in fact find their way back onto the road after they are repaired and sold on to an innocent person with no knowledge of this. Depending on the severity of the damage to the car accident and the subsequent amount and very importantly, the quality of repair - you and your passengers (friends or family) could be at risk.

Insurance companies categorize the damage as one of the following:

- *Category A: The Vehicle & All Parts should be crushed.

- *Category B: The Vehicle's parts may be salvaged, however the shell should be crushed and the car
                         can never be put back on the road.

- *Category C: The car has extensive damage, enough for the insurer deciding on not to have the car
                          repaired. However the car can be repaired (by a third part usually) and put back on the road.

- *Category D: Just a damaged vehicle that the insurer has decided not to repair, however can
                          be repaired and put back on the road.
 
- *Category F:  The Vehicle has been subject to fire damage and the insurer has decided not to repair.

- *Theft:        If the car has been stolen and recovered, the ownership lies with the insurer as they have
                         likely paid out for the car. If the car is identified, repossession can take place even after 
                         having been bought by an innocent party unaware of the car's history.

Categories marked with an asterisk (*) require a VIC check before the DVLA will issue a new registration document for the vehicle. This is noted on the V5C, if the car you have bought has any of these vehicle data check alerts mentioned above- it will show up under a car history check.

Click here to make a car data check before you buy a car.

Stolen?
More than 400,000 cars are stolen in the UK every year. Depending on who stole the vehicle you may either be getting an absolute bargain for the type of car you are buying or you could paying the normal price for the car and have no clue whatsoever of the car's history. If it turns out that you buy a car that had been reported stolen, you will have to return the car back to its rightful owner. You can avoid buying a stolen car by checking it first.

A vehicle history check - Click here now!.
Clocked?
Ordinarily, you would expect that the mileage reading in the car is the true mileage of the car.  Would you buy a car that has been driven more than it shows on the mileage reading? Some cars are clocked to hide the real mileage that the car has been driven, to make it more desirable to the buyer and to increase its value.  If this is the case, you may run into all sorts of problems - as we all know car parts need replacing after certain mileage. With approximately 5% of cars in the UK being clocked - you may not be buying what you think you are.

Click here to do a data check
Cloned?
A Cloned car is basically a stolen car which has had its identity changed to disguise its past history or origin. To do this criminals take the identity of a legitimate vehicle to alter the identity of the stolen one, resulting in two cars on the road having the same identity with matching make, model VRM, VIN numbers.

Avoid this mistake by performing a vehicle history check now, click here.

This webpage explains in detail the risks of buying a used car without carrying out the appropriate checks on the car history or any car check such as hpi check, This webpage explains in detail the risks of buying a used car without carrying out the appropriate checks on the car history or any car check such as hpi check,

Click here to make a vehicle check now





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